Terms & Conditions

http://theriteplan.com is a website owned and registered by Tikkun Olam Financial Services LLP. Registered office of www.theriteplan.com is at Tikkun Olam Financial Planning Services LLP, Horamavu Agara Main Road, Vadrapalya, Bangalore - 560043, India.

You (the user) can use and access www.TheRitePlan.com (hereinafter referred to as "Website") and avail the service, subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of Tikkun Olam Financial Planning Services LLP as set out below. The Terms and Conditions of Use shall continue and would be in force till the time you access this Website and use its services. You agree that You are bound by the terms as mentioned herein. Nothing in these Terms and Conditions of Use should be construed to confer any rights on You or any third party beneficiaries.

By visiting this Website You are agreeing to be bound by the following terms and conditions:

The term 'Tikkun Olam Financial Planning Services LLP' is used through this entire Terms of Service
document to refer to the website,
its owners and the employees and associates of the owner.

Introduction

This website offers an online service which helps you to do your financial planning online.

Changes to Our Privacy Statement

By registering, You certify that all information You provide, now or in the future, is accurate
Once You agree to accept the terms of our service You will receive an account designation upon completing the service's registration procedure. You shall be solely responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under Your password or account and Tikkun Olam Financial Planning Services LLP shall not be responsible for any losses, damage or harm caused as a result of You sharing the password with third party. You also agree that You exit from Your account at the end of each session. Tikkun Olam Financial Planning Services LLP cannot and will not be liable for any loss or damage arising from Your failure to comply with the service registration process.

Tikkun Olam Financial Planning Services LLP reserves the right, in its sole discretion, to deny access to You to this website or any portion thereof without notice for the following reasons (a) immediately by Tikkun Olam Financial Planning Services LLP for any unauthorized access or use by You (b) immediately by Tikkun Olam Financial Planning Services LLP if You assign or transfer (or attempt the same) any rights granted to You under this terms of Service; (c) immediately, if You violate any of the other terms and conditions of this Agreement

You agree to receive periodic SMS/newsletter/email alerts from Tikkun Olam Financial Planning Services LLP unless You have specifically declined / unsubscribed for the same.

Eligibility and Registration

By registering for the Tikkun Olam Financial Planning Services LLP service, You represent and warrant that You are 18 years or older and that You have the capacity to understand, agree to and comply with these Terms of Service. Since Indian laws do not permit us to contract with a minor person (minor is a person who has not completed 18 years of age), You will be registering for the Tikkun Olam Financial Planning Services LLP service through Your legal guardian.

Changes to Terms and Conditions

We reserve the right to add to or change/modify the terms of this Terms of Service including but not limited to suspend/cancel, or discontinue any or all service at any time without notice, make modifications and alterations in any or all of the content and services contained on the Website without prior notice. Such changes will be posted on the Website for Your convenience to understand Your responsibility as a user. You are responsible for regularly reviewing these Terms of Service so that You will be apprised of any changes. You will be deemed to have accepted such change/s if You continue to access the Website subsequent to such changes

Copyright & No Retransmission of Information

Tikkun Olam Financial Planning Services LLP as well as the design and information contained in this site is the valuable, exclusive property of this Website , and nothing in this Terms and Conditions of Use shall be construed as transferring or assigning any such ownership rights to You or any other person or entity.

You shall not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by Tikkun Olam Financial Planning Services LLP prior to such use. You shall not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share Tikkun Olam Financial Planning Services LLP , any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by Tikkun Olam Financial Planning Services LLP prior to such use. In addition, You shall not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of Tikkun Olam Financial Planning Services LLP without prior written authorization, except as set forth herein. Any other use of the information contained in this site requires the prior written consent and may require a separate fee.

Delays In Services

Tikkun Olam Financial Planning Services LLP (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. Tikkun Olam Financial Planning Services LLP shall have no responsibility to provide You access to this Website while interruption of Tikkun Olam Financial Planning Services LLP is continued, due to any such cause mentioned here.

Liability Disclaimer

YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK.
THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE CONTENTS HEREIN. Tikkun Olam Financial Planning Services LLP AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. THIS WEB SITE MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME DUE TO REQUIRED MAINTENANCE, TELECOMMUNICATIONS INTERRUPTIONS, OR OTHER DISRUPTIONS. Tikkun Olam Financial Planning Services LLP AND/OR ITS RESPECTIVE ASSOCIATED ENTITIES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES CONTAINED ON THIS WEB SITE Tikkun Olam Financial Planning Services LLP AND/OR ITS ASSOCIATED ENTITIES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THESE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND AVAILABILITY.

IN NO EVENT SHALL Tikkun Olam Financial Planning Services LLP AND/OR ITS ASSOCIATED ENTITIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF Tikkun Olam Financial Planning Services LLP OR ANY OF ITS ASSOCIATED ENTITIES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

Information Sharing, Usage and Disclosure

For the purpose of this Website, Personal Information is information about You that is personally identifiable like Your name, age, sex, address, email address, or phone number, and that is not otherwise publicly available. Information submitted on the website may be shared to third party at your specific instructions only.

Tikkun Olam Financial Planning Services LLP does not rent, sell, or share any of the above information (personal and financial) with other people or non-affiliated companies.

Tikkun Olam Financial Planning Services LLP does not intend to transfer Personal Information and Financial Information without Your consent to third parties who are not bound to act on Tikkun Olam Financial Planning Services LLP's behalf unless such transfer is legally required in response to court orders, warrants, legal process, or to establish or exercise its legal rights or defend against legal claims etc.,

Tikkun Olam Financial Planning Services LLP believes it is necessary to share Personal Information in order to investigate, prevent, or take action against illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Tikkun Olam Financial Planning Services LLP's terms of use, or as otherwise required by law.

Tikkun Olam Financial Planning Services LLP transfers information about You if, Tikkun Olam Financial Planning Services LLP is acquired by or merged with another company. In such an event, You shall be governed by such companies' terms and conditions. For more information, please refer to our Privacy Policy.

We use your personal information to facilitate the services you request. We use your personal information in the file we maintain about you, and other information we obtain from your current and past activities on the Site to: resolve disputes; troubleshoot problems measure consumer interest in the services provided by us, inform you about online and offline offers, products, services, and updates; customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our User Agreement; and as otherwise described to you at the time of collection. At times, we may look across multiple users to identify problems or resolve disputes, and in particular we may examine your personal information to identify users using multiple User IDs or aliases. We may compare and review your personal information for errors, omissions and for accuracy.

You agree that we may use personal information about you to improve our marketing and promotional efforts, to analyze site usage, improve the Site's content and product offerings, and customize the Site's content, layout, and services. These uses improve the Site and better tailor it to meet your needs, so as to provide you with a smooth, efficient, safe and customized experience while using the Site. You agree that we may use your personal information to contact you and deliver information to you that, in some cases, are targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Site. By accepting the User Agreement and Privacy Policy, you expressly agree to receive this information. If you do not wish to receive these communications, we encourage you to opt out of the receipt of certain communications in your profile. You may make changes to your profile at any time.

Use Of Message Boards, Chat Rooms And Other Communication Forums.

If this Web site may contain message/bulletin boards, or other message or communication facilities (collectively, "Forums"), You agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. You shall be solely responsible for all information, data, text, software, graphics, video, messages or other materials, whether publicly or privately transmitted / posted by You on this Website. Tikkun Olam Financial Planning Services LLP reserves the right to initiate necessary action against You for forging headers or otherwise manipulating identifiers in order to disguise the origin of any content transmitted by You through the service.

By way of example, and not as a limitation, You agree that when using a Forum, You shall not do any of the following:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless You own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer
  • Conduct or forward surveys, contests, or chain letters.
  • Download any file posted by another user of a Forum that You know, or reasonably should know, cannot be legally distributed in such manner.

Equipment And Operation

You shall provide and maintain all telephone/internet and other equipment necessary to access this Website, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by You. You are responsible for operating Your own equipment used to access Tikkun Olam Financial Planning Services LLP.

Intellectual Property

Unless otherwise stated, copyright and all intellectual property rights in all material presented and contained in the Websites, together with the Website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software including but not limited to text, audio, video or graphical images, trademarks and logos appearing on this Website belongs to Tikkun Olam Financial Planning Services LLP and are protected under applicable Indian laws. Strict action shall be taken against any infringement and shall be vigorously pursued and defended to the fullest extent permitted by law.

Copyright and all intellectual property rights in all material presented on this Website belonging to Third party products shall be governed by the terms and conditions specified by them in this behalf.

Information Disclaimer

Visitors to this website/portal and every third party are hereby informed that our license is under process in SEBI. Visitors to this website/portal and every third party is hereby informed that the owners of this website/portal, viz., Tikkun Olam Financial Planning Services LLP., are not the agents or intermediaries of the companies, whose products are dealt with in this website/portal. We are also not the sub-agents or sub-intermediaries of the agents and intermediaries of the respective companies. We show the results based solely on information provided by You.

You acknowledge that the information provided through Tikkun Olam Financial Planning Services LLP is compiled from sources, which are beyond the control of Tikkun Olam Financial Planning Services LLP. Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and Tikkun Olam Financial Planning Services LLP does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, YOU ACKNOWLEDGE THAT Tikkun Olam Financial Planning Services LLP IS PROVIDED TO YOU ON AN "AS IS" BASIS. Tikkun Olam Financial Planning Services LLP EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, OF ANY KIND TO THE USERS AND/OR ANY THIRD PARTY, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING AND ANY IMPLIED WARRANTIES OF TITLE OR NON-INFRINGEMENT. IN ADDITION, Tikkun Olam Financial Planning Services LLP, IN PROVIDING THE INFORMATION MAKES NO ENDORSEMENT OF ANY PARTICULAR SECURITY, MARKET PARTICIPANT, OR BROKERAGE. FURTHER, Tikkun Olam Financial Planning Services LLP DOES NOT REPRESENT OR WARRANT THAT IT WILL MEET YOUR REQUIREMENTS OR IS SUITABLE FOR YOUR NEEDS.

Under this Terms and Conditions of Use, You assume all risk of errors and/or omissions in Tikkun Olam Financial Planning Services LLP, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy Your requirements for the accuracy and suitability of Tikkun Olam Financial Planning Services LLP, including the information, and for maintaining any means, which You may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the Terms and conditions of Use.

YOU AGREE THAT Tikkun Olam Financial Planning Services LLP (INCLUDING ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) NOT IN ANY EVENT BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE Tikkun Olam Financial Planning Services LLP FOR ANY PURPOSE WHATSOEVER. Tikkun Olam Financial Planning Services LLP AND IT'S AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS SHALL HAVE NO LIABILITY IN TORT, CONTRACT, OR OTHERWISE TO USER AND/OR ANY THIRD PARTY.

Usage of the Website

The Website is intended for personal, non-commercial use. You are responsible for maintaining the secrecy of Your passwords, login and account information. You will be responsible for all use of the Website by You and anyone using Your password and login information (with or without Your permission). You may not use the Website to make any fraudulent applications. You agree not to use the Website for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that might apply to You. We are running the Website in India, so remember that by using the Website, we need You to agree to comply with laws that apply to India, including laws that apply to exporting technical data.

Anti Spam policy

Tikkun Olam Financial Planning Services LLP recognizes the receipt, transmission or distribution of spam emails (unsolicited bulk emails) as a major concern and has taken reasonable measures, to minimize the transmission and effect of spam emails in its computing environment. All emails received by TheRitePlan Financial Servixes are subject to spam check. Any email identified as spam will be rejected with sufficient information to the sender for taking necessary action. With this measure, along with other technical spam reduction measures, Tikkun Olam Financial Planning Services LLP hopes to minimize the effect of spam emails. Tikkun Olam Financial Planning Services LLP reserves the right to reject and/or report any suspicious spam emails, to the authorities concerned, for necessary action, from time to time.

Links To Third Party Sites

Certain links on the website lead to resources located on servers maintained by third parties over whom Tikkun Olam Financial Planning Services LLP has no control. Tikkun Olam Financial Planning Services LLP has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by Tikkun Olam Financial Planning Services LLP of the site. Third party links to Tikkun Olam Financial Planning Services LLP shall be governed by a separate agreement. Any transactions relating to services not directly offered by Tikkun Olam Financial Planning Services LLP are to be settled inter-se between the parties and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by this website. The advertisements that You see displayed on this websites are delivered by third parties and Tikkun Olam Financial Planning Services LLP will not be responsible for any promises, representations made in the advertisements.

Email Services

On selection of email alert service You agree & grant non-exclusive, permission & irrevocable right to send emails & alerts by way of messages or other formats as time to time decided by us.

Indemnification

You agree to indemnify and hold Tikkun Olam Financial Planning Services LLP, its subsidiaries, affiliates, officers, agents, and other partners and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Your use of the website, including Your use of the website which provide a link to another website or arising out of any uploading of any content by You or Your violation of any rights of any other person or any breach of any applicable law or other information on the website.

Force Majeure

Tikkun Olam Financial Planning Services LLP shall have no liability to You for any interruption or delay in access to the website irrespective of the cause.

Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of Tikkun Olam Financial Planning Services LLP's obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disaster, act of God, labour controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall Tikkun Olam Financial Planning Services LLP be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of Your information & or data received and or stored or any of our service/s.

Entire Agreement

The Terms and Conditions of Use constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between You and Tikkun Olam Financial Planning Services LLP. By using the Information on Tikkun Olam Financial Planning Services LLP, You assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by You. Tikkun Olam Financial Planning Services LLP does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase, sale or surrender of any security ,investment or insurance policy by You or any other individual. FURTHER, YOU AGREE AND UNDERSTAND THAT ALL SERVICES PROVIDED ARE NON-REFUNDABLE for whatsoever reasons.

Termination

The terms of service hereunder shall remain in full force and effect unless terminated or cancelled for any of the following reasons: (a) immediately by Tikkun Olam Financial Planning Services LLP for any unauthorized access or use by You (b) immediately by Tikkun Olam Financial Planning Services LLP if You assign or transfer (or attempt the same) any rights granted to You under this Agreement; (c) immediately, if You violate any of the other terms and conditions of this Agreement. Termination or cancellation of this Agreement shall not effect any right or relief to which Tikkun Olam Financial Planning Services LLP may be entitled, at law or in equity. Upon termination by Tikkun Olam Financial Planning Services LLP of this Agreement all rights granted to You will terminate and revert to Tikkun Olam Financial Planning Services LLP. Except as set forth herein, regardless of the reason for cancellation or termination of this Agreement, the fee charged if any for access to Tikkun Olam Financial Planning Services LLP is non-refundable for any reason.

Consent to Transfer

This Web Site is operated in India. If You are located outside India, please be aware that any information You provide to us will be transferred to India. By using our Web Site, participating in any of our services and/or providing us with Your information, You consent to this transfer and You consent that You are abiding by the laws of India.

Jurisdiction

The terms of the agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Bangalore, India in all disputes arising out of or relating to the use of this website.

Contributions to Website

By submitting ideas, suggestions, documents or proposals on the website through its suggestions or feedback webpages, You acknowledge and agree that :

  • Your contributions do not contain confidential or proprietary information
  • Tikkun Olam Financial Planning Services LLP is not under any obligation of confidentiality, express or implied with respect to the Contributions
  • Your contributions automatically become the property of Tikkun Olam Financial Planning Services LLP without any obligation of Tikkun Olam Financial Planning Services LLP to You and
  • You are not entitled to any compensation or reimbursement of any kind from Tikkun Olam Financial Planning Services LLP under any circumstances

Legal Disclaimer

The Pages displayed on this Website contains proprietary notices and copyright information, the terms of which must be observed and followed by the users of the Website. All the information on the Website is published in good faith and for general information purpose only. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our Website The information on the Website may contain technical inaccuracies or typographical errors.